401 S 3rd Street

Polk City, IA
$ 134,900 Beds 2 Baths 1 Sq 850
Monthly Estimate* How much can I afford?

This adorable two-bedroom, one-bathroom home features a bright, open floor plan with thoughtful updates throughout, creating a comfortable and functional living space. The inviting layout allows seamless flow between the living, dining, and kitchen areas, enhancing the home’s open and welcoming feel. With its manageable size and appealing updates, this property is ideal for first-time home buyers, investors seeking a solid rental, or buyers considering USDA financing. Located just steps from the Polk City square and centrally situated near Big Creek and Saylorville Lake, this home offers plenty of dining, shopping, and outdoor activities to enjoy. Charming, cozy, and full of character, it lets you embrace small-town living while keeping downtown Des Moines just a short drive away! Don’t miss the opportunity to make this wonderful property your own!

Single Family

  • Price
  • $ 134,900
  • City
  • Polk City
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Polk
  • Half Bathrooms
  • 0
  • Area
  • Polk City
  • Lot Size
  • 0.122 Acres
  • Zip
  • 50226
  • Sqr Footage
  • 850
  • Year Built
  • 1903
  • Taxes
  • $ 1902
  • Style
  • MLS#
  • 736570
Listed By: Realty ONE Group Impact
Data Source: Des Moines Area AOR (DMAAR)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ames, IA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/20/2026 Listed $165,000
4/14/2026 3% - $160,000
5/16/2026 6% - $149,900
6/16/2026 7% - $139,900
9/11/2026 4% - $134,900

Property vs Zip Code Average in 50226

Price
AVG $550K
$130K
Taxes
AVG $5,333
$1,902
Year Built
AVG 2013
1903

401 S 3rd Street Polk City, IA is a Single Family Home for sale at $134900 with 850 sqft and a lot size of 0.122 Acres Acre(s). 401 S 3rd Street Polk City has 2 bedrooms, 1 baths and was built in 1903. The property's zip code is 50226 which is in Polk City, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.